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Cryptocurrencies - The future of money? - DW DocumentaryExplore laws and regulations related to cryptocurrency and virtual currency state-by-state. Under US federal and State law, however, non-government issued items clearly cannot be currencies. United States federal law unambiguously. Once a U.S. person determines that they hold virtual currency that is required to be blocked pursuant to OFAC's regulations, the U.S. person must deny all.